AIRBNB & SHORT-TERM RENTAL RULES

Miami

,
Florida

Can you run an Airbnb or do rental arbitrage here? What the city requires: permits, taxes, safety rules and enforcement.

Updated
Oct 2, 2026
||
Map showing the city
Our rating
Not STR Friendly
ARBITRAGE VERDICT

Red light: only buildings approved for lodging can run short-term rentals

The City of Miami runs short-term rental as a lodging conversion: the building goes through plan review, inspections and a new certificate of occupancy before units can operate.[1] Single-family homes and duplexes in T3 and T4-R zones are generally ineligible,[1] and converting more than 25% of a building's units triggers a change of occupancy for the whole building.[1]

Our verdict, based on the sources at the end of this guide.

AT A GLANCE
Non-owner-occupied
Only in some zones
Houses and duplexes in T3 and T4-R are generally ineligible[1]
Who holds the permit
The operator
One operator runs every short-term unit in a building[2]
City permit
$50 plus state fees
City certificate of use application fee[3]; the state vacation rental license starts at $170 a year for one unit[4]
Permit cap
Building limit
Converting more than 25% of a building's units triggers a change of occupancy for the whole building[1]
Lodging taxes
13%
6% state, 1% county surtax and 6% county tourist taxes[5, 6, 7]
Stays of 30+ days
Still covered
The city counts month-to-month rentals as short-term rental/lodging[1]

The City of Miami handles short-term rental as a lodging conversion, with plan review, inspections and a new certificate of occupancy.[1] Units in a converted building then need a state license and a city certificate of use.[1] The condo or homeowner association must sign off,[8] and one operator must run every unit.[2] Houses and duplexes in T3 and T4-R zones are generally ineligible.[1]

01

Key requirements

Zoning check

Single-family and duplex structures in T3 and T4-R transect zones are generally ineligible for short-term rental/lodging use.[1] Other zones may be eligible, so check the city's zoning map or ask the Zoning Department.[1]

Lodging conversion

The city defines short-term rental/lodging as a room or group of rooms, each with its own bathroom and full kitchen, rented to transients day to day, week to week or month to month.[1] To convert, you apply for a building permit, pass plan review and inspections, and get a new certificate of occupancy.[1] If more than 25% of a building's units convert, the whole building changes occupancy under state law.[1]

Association sign-off

You and your condo or homeowner association both sign the city's evaluation form, and the association's governing documents must allow short-term rental.[8] You also upload your active certificate of use and certificate of occupancy.[8]

Certificate of use

After the certificate of occupancy and the state license, you apply for a new city certificate of use.[1] The application fee is $50, and a certificate lasts until Sept 30 of the fiscal year you applied in.[3] You must renew it every year, or the city revokes your authority to operate.[1]

State law

Florida law bars local rules that prohibit vacation rentals or regulate how long or how often they're rented.[9] That doesn't apply to local rules adopted on or before June 1, 2011.[9]

02

Operational and safety standards

Operational plan

Every building needs an operational management plan signed by the association, covering front desk operations, a 24-hour contact, guest access control and housekeeping.[1] One operator must manage all short-term units in the building.[2]

Staff contact

A dedicated staff member must be reachable 24 hours a day, 7 days a week, including holidays, for guest issues, emergencies and city inquiries.[2]

Guest registration

Register and confirm every guest before they stay, and record photo ID and length of stay.[2] The plan must describe the check-in method, where registration happens and how access is controlled.[2]

State license

Get a state DBPR lodging license.[1] The city needs a copy to finalize your certificate of use.[1] The state's vacation rental guide says a license is needed if you rent an entire unit more than three times in a calendar year for periods of less than 30 days or 1 calendar month, whichever is less.[4]

Business tax receipts

Get a city business tax receipt and a separate Miami-Dade County local business tax receipt.[10]

03

Tax obligations

State sales tax

Florida charges a 6% sales tax on transient rentals.[5] Miami-Dade adds a 1% discretionary sales surtax.[6] Sales tax on transient rentals is reported to the Florida Department of Revenue.[5]

County tourist taxes

Miami-Dade charges a 3% convention development tax, a 2% tourist development room tax and a 1% professional sports facilities tax.[7] That's 6% for the county, which matches the state's local option rate table.[11]

County registration

Owners who rent for six months or less must register with the county.[7] You don't have to if you rent only through a platform that is registered with the county to collect and remit the tax.[7]

Miami Beach is separate

Miami Beach has its own local option rate of 7%, separate from the county rate.[11] The county's 2% and 1% taxes don't apply there.[7]

04

Enforcement

Unlawful rentals

A code board report says a certificate of use that allows only residential occupancy doesn't permit transient lodging, unless the building gets a different certificate and certificate of occupancy.[12]

Fines

A Feb 26, 2025 meeting report says the city's code enforcement board ordered one-time fines of $2,500 to $50,000, plus $1,000 a day, against units in one building for unlawful short-term rentals.[12]

Renewal and audits

If you don't renew your certificate of use, the city revokes your authority to run short-term rental/lodging units.[1] The association must also keep a log of approved units, and the city reserves the right to audit it.[8]

Bottom line for arbitrage

Not STR Friendly
|Our take

Skip Miami unless the building is already approved for lodging. Ask for the paperwork before you sign anything.

Works for you
    Watch out for
      Before you sign a lease

        Step 1 is the hard part. We find landlords who already said yes →

        Sources

        The bracketed numbers in this guide point here. All sources checked
        Oct 2, 2026
        .
        See something wrong or out of date? Tell us and we'll check it against the city's own pages.
        Report a problem
        General information, not legal advice. Rules change often, so confirm with the city before you sign a lease.
        Find a rental
        New approved listings every week
        Want a rental the landlord already approved?

        Tell us your market. Our team calls landlords and sends you properties already approved for Airbnb.

        • Landlord-approved listings
        • New deals weekly
        • Search any US market

        More guides in this state

        Browse all city guides →
        Not STR Friendly
        How to Convert to a Short-Term Rental/Lodging | City of Miami | https://www.miami.gov/Permits-Construction/Short-Term-RentalLodging-Procedures Operational Management Plan (OMP) for Short-Term Rental/Lodging Uses | City of Miami Building Department | https://www.miami.gov/files/assets/public/v/1/document-resources/pdf-docs/building/str-short-term-rental/str-operational-management-plan-omp_508.pdf Get a Certificate of Use (CU) | City of Miami | https://www.miami.gov/Business-Licenses/Business-Licensing/Get-a-Certificate-of-Use-CU Vacation Rentals and Timeshare Projects licensing guide | Florida Department of Business and Professional Regulation | https://www2.myfloridalicense.com/hotels-restaurants/licensing/vrtsp-guide/ Florida Sales and Use Tax (GT-800013, Oct 2025) | Florida Department of Revenue | https://floridarevenue.com/Forms_library/current/brochure/gt800013.pdf Discretionary Sales Surtax Information for Calendar Year 2025 (DR-15DSS) | Florida Department of Revenue | https://floridarevenue.com/Forms_library/current/dr15dss.pdf Tourist and Restaurant Taxes | Miami-Dade County | https://www.miamidade.gov/global/service.page?Mduid_service=ser1499797928395868 Short-Term Rental/Lodging Evaluation Form | City of Miami Building Department | https://www.miami.gov/files/assets/public/v/2/document-resources/pdf-docs/building/str-short-term-rental/short-term-rental_lodging-evaluation-form_508.pdf Florida Statutes 509.032, Duties of the division | Florida Legislature | http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0509/Sections/0509.032.html Get a Business Tax Receipt (BTR) | City of Miami | https://www.miami.gov/Business-Licenses/Business-Licensing/Get-a-Business-Tax-Receipt-BTR Local Option Transient Rental Tax Rates (DR-15TDT) | Florida Department of Revenue | https://floridarevenue.com/Forms_library/current/dr15tdt.pdf Report on the Feb 26, 2025 Code Enforcement Board meeting | CitizenPortal | https://citizenportal.ai/articles/6660879/Florida/Miami-Dade-County/Miami/Miami-code-board-fines-multiple-Brickell-on-the-River-units-for-unlawful-short-term-rentals
        Zones other than T3 and T4-R may be eligible[1] State vacation rental license applications are usually processed in one to two business days[4] Owners who rent only through a registered platform needn't register with the county for tourist taxes[7] The county tourist tax is a flat 6% for the City of Miami[7, 11]
        Houses and duplexes in T3 and T4-R are generally ineligible[1] Converting more than 25% of a building's units triggers a change of occupancy for the whole building[1] Association sign-off, a signed operational plan and a 24/7 staff contact[2, 8] Fines of $2,500 to $50,000 plus $1,000 a day in one building's case[12]
        Ask the landlord for the building's certificate of use and certificate of occupancy, and check that they allow lodging.[1, 12] Get the association's written approval and a signed operational management plan.[2, 8] Check the address on the city's zoning map for T3 or T4-R zoning.[1] Budget about 13% in taxes, a $50 city fee and the state license fee.[3, 4, 5, 6, 7]
        Oct 2, 2026
        Report a problem
        What's wrong?
        We check every report against the city's own pages.
        Thanks. We'll check it against the city's own pages and fix the guide if it's wrong.
        That didn't send. Please try again.

        Rules tell you where. We find the landlord who says yes.

        STR Exchange members get landlord-approved rentals, new deals every week and a team that searches their market.

        • Landlord-approved listings
        • New deals weekly
        • Many markets