AIRBNB & SHORT-TERM RENTAL RULES

Savannah

,
Georgia

Can you run an Airbnb or do rental arbitrage here? What the city requires: permits, taxes, safety rules and enforcement.

Updated
Oct 2, 2026
||
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ARBITRAGE VERDICT

Red light: capped wards and owner-only certificates for most new rentals

Savannah allows short-term vacation rentals only inside its overlay district, which covers the Downtown, Victorian and Streetcar historic districts.[1] Rentals the owner doesn't live in are capped at 20% of parcels per ward in two of those districts, and the city's list shows dozens of wards at the cap.[2] A new certificate costs $400, and only the owner of record applies.[3, 4]

Our verdict, based on the sources at the end of this guide.

AT A GLANCE
Non-owner-occupied
Only in some zones
Only in the Downtown, Victorian and Streetcar historic districts[1]
Who holds the permit
The owner
The owner of record applies, and the certificate can't be transferred[4]
City permit
$400 new, $250 renewal
Non-refundable, and you also need a Business Tax Certificate[1, 3]
Permit cap
20% of parcels per ward
For non-owner-occupied rentals in the Downtown and Victorian districts, with a waitlist[2]
Lodging taxes
15%
8% city hotel/motel tax plus 7% sales tax[5, 6]
Stays of 30+ days
No permit
The city defines a short-term rental as 30 consecutive days or less[1]

Savannah allows short-term vacation rentals only inside its overlay district, which covers the Downtown, Victorian and Streetcar historic districts.[1] In the Downtown and Victorian districts, rentals the owner doesn't live in are limited to 20% of residential parcels per ward, and the city lists dozens of wards at that cap.[2] Only the owner of record can apply, and a certificate can't be transferred.[3, 4] If a ward is full, owners can join a first-come, first-served waitlist.[2]

01

Key requirements

Overlay district

Short-term vacation rentals are permitted within the short-term vacation rental overlay district, which includes the Downtown, Victorian and Streetcar local historic districts.[1, 7] For zoning and parking questions, the city asks you to request a Zoning Confirmation Letter, which has a $50 request fee.[2]

Ward cap

Since Sept 29, 2017, rentals the owner doesn't live in are limited to 20% of residential parcels per ward in the Downtown and Victorian districts.[2, 7] Owners who want a certificate in a capped ward can submit the city's waitlist form, and the city contacts them when a spot opens.[2] Renewals of certificates issued before Sept 28, 2017 can't be denied for the cap, and a new owner gets the same treatment only by applying within six months of the title transfer.[2, 4]

Streetcar district

In the Streetcar district, rentals on TN-2 parcels need an owner-occupied unit.[2, 7] The zoning code states this two ways: one section says two or more dwelling units with one owner-occupied, and another says one dwelling per parcel with an owner-occupied principal unit.[7]

Owner holds the certificate

The application comes from the owner of record, is made under oath, and you need a Business Tax Certificate from the Revenue Department before the city issues the certificate.[3, 4] No certificate can be transferred or used by anyone other than the person it was issued to.[4]

If you're the operator

If you aren't the owner, the owner holds the certificate and you can serve as the designated agent, who must be a natural person over age 18.[4] Managing a rental for an owner for pay may need a Georgia real estate license, since the Real Estate Commission's rules count property management services as a brokerage engagement.[8]

02

Operational and safety standards

Application papers

File a sworn code compliance form, a written exemplar rental agreement, proof of current ownership, and proof of insurance that says the premises are used as a short-term vacation rental.[4] The agent must also certify in writing that they will perform the agent's duties.[4] Condos must file a condominium declaration that permits leasing for less than 30 days or doesn't prohibit it.[4]

Neighbor notice

Before the first certificate is issued, notify every adjacent owner of record and give the city proof.[2, 4] The notice includes the address, parking, maximum occupancy, a copy of the rental agreement, the owner's name and the rental agent's contact details.[4]

Rental agent

The owner names an agent who must be reasonably available and appear at the unit within two hours after the city notifies them of an issue.[4] Missing two or more complaints can be grounds for penalties, and you must tell the city within five business days if the agent changes.[2, 4]

Ads and posting

Put your certificate number and the exemplar rental agreement in every ad and listing.[2, 4] Post a copy of the certificate and the rental agreement in the unit, showing the agent's contact details, the tax certificate number, maximum occupancy and maximum vehicles.[2, 4]

Occupancy and upkeep

No more than four adults in a unit with up to two bedrooms, and two adults per bedroom in units with three or more.[2, 7] The city verifies bedrooms against the building code, and the exterior can't change or show signs of the rental.[7]

03

Tax obligations

City hotel/motel tax

Short-term vacation rentals must remit the city's hotel/motel tax to the Revenue Department by the 20th of the following month.[5] The rate is 8%, effective Sept 1, 2023.[5]

Sales tax

Chatham County's combined sales tax rate is 7%, which includes the state's 4%.[6] The city says to remit it to the Georgia Department of Revenue by the 20th of the following month, and payments over $500 must be electronic.[5]

State fee and booking sites

Georgia charges a state hotel-motel fee of $5 per night, and the state's FAQ says the marketplace innkeeper, usually a booking platform, collects and remits it on each night of the stay.[9] The fee stops on the 31st day of continuous occupancy.[9]

Longer stays

The city defines a short-term vacation rental as 30 consecutive days or less.[1] State sales tax doesn't apply to rooms furnished to one person for 90 continuous days or more.[10]

04

Enforcement

Complaints

Neighbors can file on the Vacation Rental Complaint Portal or call the 24/7 hotline at 912-226-0320, and the city says all information received will be investigated.[11] The city also tracks licensed rentals on a public portal that it updates daily.[12]

Fines

Violations of the chapter carry fines of $500 for a first violation, $750 for a second within 12 months and $1,000 for a third within 12 months.[4] The fines can't be waived or reduced.[4]

Revocation

Three code violations at a property within 12 consecutive months lead the city to revoke pending certificates and reject all applications for that property for 12 consecutive months.[4]

Appeals

You can appeal a revocation, suspension or denial to the city manager in writing within 30 calendar days.[4] A timely appeal stays the action while the city manager decides.[4]

Outside city limits

Unincorporated Chatham County has its own short term rental ordinance, so these city rules don't apply there.[13] A local news report says county commissioners approved changes on Sept 25, 2026, and we didn't find the ordinance text.[14]

Bottom line for arbitrage

Not STR Friendly
|Our take

Skip Savannah unless your landlord already holds a certificate or the ward still has room. Check the ward list before you pay for anything.

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        Sources

        The bracketed numbers in this guide point here. All sources checked
        Oct 2, 2026
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        More guides in this state

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        STVR - Short-Term Vacation Rentals | City of Savannah | https://www.savannahga.gov/1476/Short-Term-Vacation-Rentals Short-term Vacation Rental Regulations | City of Savannah | https://www.savannahga.gov/2327/STVR-Regulations Apply to become a certified Short-Term Vacation Rental (STVR Application Process) | City of Savannah | https://www.savannahga.gov/3945/STVR-Application-Process Code of Ordinances, Division II, Part 8, Chapter 11, Short-Term Vacation Rentals (Secs. 8-11010 to 8-11018) | City of Savannah (enCodePlus) | https://online.encodeplus.com/regs/savannah-ga/doc-viewer.aspx#secid-3517 Local & State Taxes | City of Savannah | https://savannahga.gov/2328/Local-State-Taxes Georgia Sales and Use Tax Rates, effective Oct 1, 2026 through Dec 31, 2026 | Georgia Department of Revenue | https://dor.georgia.gov/document/document/httpsdorgeorgiagovdocumentdocumentgeneral-rate-chart-effective-october-1-2026/download Zoning Ordinance, Sec. 7.5 Short-term Vacation Rental Overlay District and Sec. 8.4.37 | City of Savannah (enCodePlus) | https://online.encodeplus.com/regs/savannah-ga/doc-viewer.aspx#secid-5506 Rule 520-1-.02, Definitions | Georgia Real Estate Commission (Georgia Secretary of State Rules) | https://rules.sos.ga.gov/gac/520-1-.02 State Hotel-Motel Fee FAQ | Georgia Department of Revenue | https://dor.georgia.gov/state-hotel-motel-faq Policy Bulletin SUT-2018-02, Charges for Rooms, Lodgings, or Accommodations Furnished to Transients | Georgia Department of Revenue | https://dor.georgia.gov/document/sut-pb/sut-2018-02/download Complaints & Enforcement | City of Savannah | https://savannahga.gov/2331/Complaints-Enforcement Short-Term Rental (STR) Public Portal | City of Savannah | https://savannahga.gov/2329/Short-Term-Rental-STR-Public-Portal Chatham County Code, Chapter 16, Article XIII, Short Term Rental Ordinance | Chatham County, Georgia | https://cdn.chathamcountyga.gov/Files/ChathamCounty/Code%20Book/Chapter16.PDF Chatham County commissioners approve short-term rental changes (news report, Sept 25, 2026) | WTOC | https://www.wtoc.com/2026/09/25/chatham-county-commissioners-approve-short-term-rental-changes/
        Certificates issued before Sept 28, 2017 renew without cap limits[2] Capped wards have a waitlist for owners who want in[2] The fees are flat: $400 new and $250 to renew[1, 3] Stays of more than 30 consecutive days aren't short-term vacation rentals[1]
        Dozens of Downtown and Victorian wards are at the 20% cap[2] Only the owner of record can apply, and a certificate can't be transferred[4] Fines of $500, $750 and $1,000, and a 12-month ban after three violations[4] TN-2 parcels in the Streetcar district need an owner-occupied unit[7]
        Ask whether the parcel already has a certificate, and check the city's ward list and public portal.[2, 12] Get the landlord's written OK, and agree that the owner applies and names you or someone else as agent.[4] Check the condo declaration if it's a condo, since you must file it with the application.[4] Budget $400 the first year, $250 after that, and about 15% in sales and hotel/motel tax.[1, 5, 6]
        Oct 2, 2026
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